Three Programmes, Each with a Distinct Purpose
From a four-week introduction to cross-border allocation to a ten-week workshop culminating in a reviewed portfolio document — choose the programme that fits where you are now.
← Back to HomeHow the Programmes Are Structured
Each Meridian Crane programme follows the same underlying logic: introduce a framework, apply it to a realistic Hong Kong portfolio scenario through written exercises, discuss the key trade-offs, and build towards a decision the participant can actually act on. This structure repeats across modules so that by the end of a programme, participants have worked through the logic multiple times, not just read about it once.
Written work is the core of what makes these programmes different from recorded lectures or reading lists. Each exercise asks participants to apply the week's framework to a portfolio scenario — sometimes a simplified illustrative case, sometimes their own situation (anonymised as needed). The feedback on these exercises is written by educators, not generated automatically.
Programmes are built for asynchronous participation, meaning the weekly reading and exercises do not require a fixed daily schedule. Optional live sessions — typically sixty to ninety minutes — run at the midpoint and end of each programme. These are recorded for participants who cannot attend in real time.
All courses are taught in English and pitched at participants who have some existing familiarity with financial concepts. Absolute beginners may find the pace of the Global Allocation Basics programme challenging without prior reading; the programme page includes a short recommended reading list for those who want to prepare.
Global Allocation Basics
An entry point for Hong Kong-based investors who want to move beyond a portfolio concentrated in local equities and property. The course covers what global allocation actually means in practice: how to think about developed versus developing market equities, what fixed income from different issuers contributes to a portfolio's character, how currency exposure functions as a separate decision layer, and where cash sits within a long-horizon plan. No specific product recommendations are made at any point.
What You Will Work Through
- The structure of global equity markets: developed vs. developing
- Fixed income from sovereign, supranational, and corporate issuers
- Currency exposure as a distinct decision, not a by-product
- The place of cash in a long-horizon portfolio
- Applied exercises using a realistic HK midlife portfolio scenario
Process
- Enrol and receive the module schedule and first week's reading
- Complete each week's reading and written exercise
- Receive written feedback from the programme educator
- Attend or review the midpoint live session
- Complete the final module and receive a programme summary document
Currency & Regional Allocation
A six-week programme for investors who want to think carefully about the currency composition of their portfolio. For most Hong Kong-based individuals, this means examining how much sits in HKD, how much is effectively USD under the peg, how RMB exposure functions differently, and what it means to allocate to currencies that are freely floating versus managed. The programme covers the rationale for and against currency hedging, and what the costs of that hedging actually look like over time. Participants work through written exercises that apply these ideas to a realistic midlife portfolio situation.
What You Will Work Through
- Diagnosing the currency composition of a typical HK midlife portfolio
- The concept and measurement of home bias
- HKD, USD, RMB, and other currencies as distinct allocation choices
- Currency hedging: what it does, what it costs, when it is worth it
- Regional allocation as a complement to currency thinking
- Applied written exercises against a realistic scenario portfolio
Who This Programme Suits
Participants should have some prior understanding of basic portfolio structure. Those who have completed Global Allocation Basics will find this a natural next step. Investors with prior exposure to asset allocation concepts from professional experience or independent reading may also join directly.
Enquire About This Course
Full Diversification Workshop
A comprehensive ten-week programme for investors who are ready to build a long-term global portfolio from first principles. The programme covers asset class selection and rationale, weighting decisions and what drives them, the mechanics of rebalancing and how frequency affects outcomes, tax considerations specific to Hong Kong residents holding offshore accounts, and the behavioural patterns that can cause a well-designed plan to break down. Each participant completes a written allocation document across the ten weeks, which is reviewed by a programme educator and returned with structured feedback before the final session.
What You Will Work Through
- Asset class selection: what belongs in a long-horizon portfolio and why
- Weighting decisions: principles behind a reasoned allocation
- Rebalancing: frequency, triggers, and real costs
- Tax considerations for HK residents with offshore accounts
- Behavioural disciplines for a long-horizon plan
- Completing and reviewing a written allocation document
Included: Sixty-Day Follow-Up Session
Workshop graduates receive a follow-up session two months after completion — timed for when real application questions typically emerge.
What Each Course Includes
Use this matrix to help decide where to begin. If you are unsure, include that in your enquiry and we will discuss it with you.
| Feature | Basics HKD 1,680 |
Currency HKD 2,580 |
Workshop HKD 3,200 |
|---|---|---|---|
| Duration | 4 weeks | 6 weeks | 10 weeks |
| Written exercises | |||
| Educator feedback on exercises | |||
| Currency module | Overview | Full module | Full module |
| Tax considerations (HK offshore) | — | — | |
| Behavioural finance module | — | — | |
| Reviewed allocation document | — | — | |
| 60-day follow-up session | — | — | |
| Best for | New to cross-border thinking | Focused on currency questions | Ready to build a complete plan |
Shared Across All Three Courses
No Product Recommendations
None of the programmes name specific funds, ETFs, or brokers. Frameworks are designed to be applied independently of which platform a participant uses.
Participant Data Handled Carefully
Written exercises may contain personal financial information. This material is reviewed only by the assigned programme educator and is not shared or retained beyond the enrolment period.
Annually Updated Content
All three programmes are reviewed each year and updated to reflect market developments, regulatory changes affecting HK investors, and participant feedback from completed cohorts.
Small Cohorts Throughout
Cohort sizes are capped for all three programmes to preserve the quality of educator feedback and group discussion. Once a cohort is full, the next available start date is communicated clearly.
Materials Retained Post-Course
Reading materials and completed exercises remain accessible to participants for twelve months after the programme ends, providing a reference for decisions made in the months following the course.
Clear Refund Policy
Participants who withdraw within the first seven days of a programme receive a full refund. Withdrawal after week one but before week three is subject to a partial fee, as set out in the enrolment terms.
Not Sure Which Programme to Start With?
Include your question in an enquiry and we will offer a straightforward view on which programme fits your current situation — without any pressure to commit to a particular course.
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